Need to find a Home Inspector or Appraiser? Bypass your Agent and Locate one on your own

You looked around, talked to friends or acquaintances for recommendations, and found your real estate agent. You should do the same to locate your Appraiser and Home Inspector. It’s really not that hard or time consuming. You can usually find the right one in a matter of an hour or so of research and phone calls.

No matter how honest a real estate agent or broker is, few of them want to see a potential sale go south because of a low appraisal value or a home inspection report full of listed defects. One of the ways is for an agent to recommend an appraiser that will almost guarantee the sale price or a home inspector that isn’t very picky or does a very quick inspection. There are many, many good appraisers and home inspectors out there. However, for those that have an “in” with an agent that recommends them, they may be more than reluctant to give a bad report. No one wants to shoot the goose that lays the golden egg so to speak. An appraiser or inspector will feel a bit of loyalty towards that agent that recommended them, and may not have your interests fully in mind.

One of the ways to avoid this apparent conflict of interest is to find one on your own. There are many sources to locate a good appraiser or inspector. You can start by looking up 3 or more and calling and talking to them. Several sources include the internet, phone book, friends, etc. If you ask your agent for some, make sure it’s a long list and not just a hand picked few.

Have a list of questions handy. Ask about their experience, national or local professional affiliations, etc. Ask for references and/or copies of their work. Find one you feel comfortable with and that you feel you can trust. It’s hard to determine over the phone someone to trust, but if you do your homework and ask the right questions it will greatly increase your odds.

Another issue will be timing. Don’t wait until the last minute to try to find someone. That will reduce your chances of finding the right person, and you’ll end up hiring the first one that can just meet your schedule.

Try not to shop for the lowest bidder! This is probably one of the largest and longest investments you will ever make so this isn’t the time to become thrifty. Find someone in the middle of the road. Those that are low end of the spectrum tend to be either part-timers or very inexperienced. Those on the high end tend to be the more experienced inspectors or appraisers that don’t really want your work unless you are willing to pay through the nose for it and can meet their schedule.

Finding a home inspector or appraiser on your own will help to avoid any conflict of interest with your agent and will almost guarantee that you will have someone working in your own best interest.

Here are a few sources to locate a qualified home inspector.

In Wisconsin

Wisconsin Home Inspector Directory [HTTP://wisconsin-home-inspectors.com]

Wisconsin Appraiser Directory

National sites

NACHI Home Inspector Directory

Home Inspection USA Directory

Do Your Own Homework When Finding A Home Inspector

Most real estate agents will advise their clients who are planning on purchasing a home to hire a home building inspector. A home inspector is a licensed and certified professional who visits the home prior to purchase and inspects it for any damages or problematic issues. A thorough home inspection can help save many inexperienced buyers from committing to a lifetime investment full of electrical issues, plumbing leaks and foundation problems.

Get Reliable Recommendations

When searching for a qualified home building inspector in your local area, it is best to seek advice from other recent home buyers who have used the same type of services in the past. Friends, family members or neighbors who have used a local home inspection company can advise you on which companies to avoid and which inspection teams provided them with quality results in a fast and efficient manner.

Find a Licensed and Certified Inspector

There are over 20,000 home inspectors located nationwide and, unfortunately, many states do not require home inspectors to be certified or licensed. Dealing with an inspector that does not have a state certification or license could lead to major problems down the road. Having a license requires continuing education and training. Always look for a professional who has valid certifications whether your state requires it or not.

Choose an Inspector Associated with Professional Inspection Affiliates

Try to find an inspector who is associated with professional inspection groups such as the National Institute of Building Inspectors or the American Society of Home Inspectors (ASHI). These are some of the most reliable home inspectors in the industry. In order for an inspector to remain affiliated with one of these groups, they must pass their required education levels, meet current building code knowledge and continue to receive training related to changes in the home inspection industry.

Do Not Rely Only On Your Agent’s Recommendations

While your real estate agent may be able to recommend several home inspectors, you should not simply take their word for which professional is the best. Agents and inspectors may have a financial incentive involved in their arrangement and your real estate agent’s thoughtful suggestion may only be a hopeful sales pitch in the end. Use your own judgment when it comes to choosing the right person to inspect your home. Their evaluation will determine whether or not you should invest in the home, so you must do your own evaluation of their skills, knowledge and experience before you trust them to produce an accurate home inspection report.

How to Find a Good Home Inspector

Buying a home, to most of us, is often an expensive, scary endeavor. Even for seasoned, experienced home-buyers, the process is typically not without some degree of trepidation and apprehension. Much of that apprehension has to do with the physical condition of the property…whether or not the house is in reasonably good condition…whether the house is really as good as it looks or is a money-pit just waiting to steal your money away in the form of unanticipated repairs and expenses.

Enter the Inspector…the guy, or gal, that will give the home a thorough assessment and report to you on its physical condition so that you can make an informed purchase decision. How are you going to effectively track down and choose a good, professional Inspector? Well, there are a few time-proven strategies:

  • You might ask your family, friends, and neighbors if they’ve had any really positive experience with any particular Home Inspector. If they have, they’ll likely share that with you…and if they’ve had a bad experience, well, you’ll probably learn about that. too.
  • You could ask your real estate agent for some referrals…but don’t rely on a single recommendation. I suggest asking the agent who they might hire to insect a home if they were the buyer. Or who they think is the most picky inspector; that’s the one you want to hire.
  • Do some on-line research…ask questions in local forums. Check out on-line reviews; if a company has a large number of legitimate and positive reviews, they might be a good potential candidate. But beware, as in other fields, some inspectors write their own reviews; you can usually tell which one those are and they should be avoided.

Some other general tips are:

  • Don’t rely on the fact that an individual possesses a state license or local business permit as any proof whatsoever that they are either overly professional or at all competent…often, that means almost nothing.
  • Look for an individual that’s affiliated with a prominent and leading national Home Inspector organization…one that maintains high entry and membership standards such as the American Society of Home Inspectors (ASHI); active membership in such an organization is, often, a good indication of a Home Inspectors commitment to professionalism.
  • Search for complaints against the Inspector and their company…Consult the Better Business Bureau to determine if the potential Home Inspector is an accredited member company and whether or not they have any unresolved complaints against them

Once you’ve narrowed your selection down to 3 -5 potential candidates, you need to contact each of those and ask them some direct, and pointed, questions. And here is where you don’t want to shy or timid in your approach.

  • Please, will you talk to me? If a Home Inspector doesn’t answer their phone or return your initial phone call in a timely manner, then move on. If an inspector can’t, or won’t, make and take time to answer you questions now, then there is good likelihood they can’t, or won’t, answer them later.
  • How good are you and how long have you been doing this? If an inspector doesn’t exude confidence, move on. Likewise, if an inspector doesn’t have a significant amount of experience under their belt, you might better keep searching. Everyone has to learn sometime…but maybe you don’t want them gaining their basic experience on your home.
  • What kind of report will I receive?…Look for an answer that suggests a narrative style report…or at least a combination narrative/checklist type of report. What you need is a good Home Inspection report that clearly identifies any issues in readily understood language presented in complete and grammatically correct language.
  • How soon will I receive your report? Most professional Home Inspectors will provide their report to you, electronically, within 24 hours of the completion of the Home Inspection and this is what you should expect.Can I be there…with you? It’s important that you be able to attend every moment of your Home Inspection should you desire to do so; the inspection should be a time during which you are able to learn about the house and to get your questions answered. An Inspector who discourages your presence should be avoided at all cost.

Following some basic guidelines, doing specific research, and asking some pointed question of potential Home Inspectors will go far in helping you find a good Home Inspector and, hopefully, a good experience with that Inspector.

Happy Hunting!

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